Four Reasons Why Your Performance Returns Are Wrong

I meet with prospective clients on a regular basis that do not trust their returns. In the more than 20 years of processing and validating performance data for clients, we have seen our fair [...]

Goals Based Investing – Look Both Ways Before Proceeding

As we have read in previous articles and blogs, Goals-Based Investing is a constant circle of plan/review/update plan/review, etc. Part of the initial plan contained expected future flows from [...]

24th Anniversary

We celebrate our company anniversary on July 15th because that’s the date Texas recognized First Rate, Inc. as a company in 1991. However, in my mind, the beginning of First Rate goes back [...]

Hacking Attacks Shift Security Paradigm for Broker-Dealers and RIAs

Officials at the Pentagon and the military community have expressed outrage at the recent hacking of the U.S. government’s Office of Personnel Management (OPM). This cyber-theft, which has been [...]

How Summer Vacations Are Related to the First Rate Experience

At this time of year, summer vacations are very prevalent. Either you are planning one or Volkswagen-station-wagon-ad-cropped maybe you’re on it right now. I remember many summer vacations as a [...]

Does Goal Based Reporting Make Traditional Reporting Irrelevant?

If you have been reading our blog or watching the trends in the wealth management industry, you should know that goals based investing is on the rise. See Three Pillars of Goal-Based Investing or [...]

Building a Learning Organization – Part 3

The last part of our Building a Learning Organization series – start with Part 1 and Part 2 to get caught up!   Innovating Firm-wide The word innovation has a negative connotation in many [...]