Terry Gaines, CPA

Managing Director - Manager, Business Development

Terry Gaines joined First Rate in 2000. He works closely with customers and other experts in the industry to anticipate the needs of the wealth management industry.

In addition to his role at First Rate, Gaines serves his community through leadership positions with the Arlington and National YMCA, The Levitt Pavilion for the Performing Arts. The Arlington Chamber of Commerce, Junior League of Arlington and Leadership Arlington.

Prior to First Rate, Gaines was the chief financial officer for a number of companies, including: INSpire Insurance Solutions, Inc., Vectrix, Inc., FLS, Inc., and Richmond Petroleum, Inc. In these roles he participated in several acquisitions, private and public financings, and was instrumental in an initial public offering. Also, Gaines served as the vice president-controller in the fixed income department for RBC Dain.  Gaines started his career as an audit manager at Deloitte & Touche.

Gaines graduated from Texas Tech University. He is also a certified public accountant.